Royalty Insurance is Commstock Investments complete auto, property and casualty provider. The search for insurance certainly presents a unique situation. It’s one of the few things that we pay for and hope we never actually use!
Whether you need auto insurance, property or casualty insurance, here at Royalty Insurance, we can help you select the right coverage to fit your situation. Our licensed agents are committed to making insurance simple. We will spend time with you to answer questions and get the insurance quote that is best for you. For your farm, business and home or auto insurance needs, we are here to assist you with finding cost effective solutions. Royalty Insurance takes pride in being your “home-town” insurance agency. And we will be here for you for any follow up questions, concerns or claims.
Auto insurance protects you against financial loss if you have an accident. Auto insurance provides coverage for your automobile for damage or theft, coverage for any liability you might be legally responsible for to others for bodily injury or property damage, and medical coverage for treating injuries. Most states require you to have at least a minimum automobile liability insurance.
Property Insurance provides financial reimbursement to the owner or renter of a structure and its contents, in the event of damage or theft. Property insurance can include homeowners insurance, renters insurance, flood insurance and earthquake insurance. Personal property is generally covered by a homeowners or renters policy, unless it is of particularly high value, in which case it can usually be covered by purchasing an addition to the policy called a “rider.” If a claim is filed, the property insurance policy will either reimburse the policyholder for the actual value of the damage, or the replacement cost to remedy the damage.
In insurance terms, casualty insurance can also be called liability insurance. Whatever you call it, it helps to protect a person against financial losses that come as a result of being held legally responsible for an accident that causes damage. It can help pay for any legal costs you incur as a result. This a must for insurance!